Mortgages

We are a fully Independent Mortgage broker that offers advice from the "Whole of the market" and not just a selected or representative panel, as many other "independent" mortgage brokers are. This means we can ensure we find the best mortgage for your circumstances without being restricted to a limited number of lenders. With thousands of mortgage deals on the market it is important you get the right advice.

Whether you looking for Flexible, Discounted, Fixed, Capped or Standard Variable rate mortgages, we can help.

We arrange the following types of mortgages:

• New Mortgages
• Re-mortgages
• Self Build
• Buy to let
• Debt Consolidation
• Commercial property

Please see the FSA Publication You can afford your mortgage now but what if...?

By clicking on the link above, you will be leaving the regulatory site of Birch Independent. Neither Birch Independent nor Sesame Ltd is responsible for the accuracy of the information contained within the linked site.

We can also arrange Mortgage protection.

Written quotations available on request.

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Under the FSA Mortgage regulations an independent Mortgage firm must offer the facility for clients to pay a fee in place of receiving their commission.

A fee of £1000.00 payable on completion and we will refund to you any commission we receive from the mortgage lender.

Commercial mortgages are not regulated by the FSA or arranged via Sesame.

IF YOU REQUIRE A MORTGAGE FINANCIAL REVIEW - Below is a link to our mortgage fact find form. To speed up the process please download the form, complete and post or fax to us.

Mortgage fact find form

Please contact us if you require any help in completing the mortgage fact find form.

Please complete the following short form and we'll get right back to you.

You don't have to provide a great amount of detail about your mortgage requirements right here (that's what we'll get in touch with you about!), feel free to give as much (or as little) information as you can at this stage. Don't include any sensitive information like account numbers - we'll ask you if we need that information.

Anything you can tell us might help us get back to you with more useful information right from the word go. Now, that can't be a bad thing!

The following important documents are available for this page:

• Key Facts about our services This document sets out the Key Facts about our services. This shows our typical terms and conditions; however, we will discuss your preferences such as how we are paid, when you ask for our advice.
• Data protection statement